# MCL 493.13

IRI: <https://ontology.bommaritollc.com/id/01a0d565-d045-70e2-a68e-a39ef7bbab3a>

Type: [schema:Legislation](https://schema.org/Legislation)

- `adms:identifier`: [mcl-object mcl-493-13](https://ontology.bommaritollc.com/id/01a0d565-d046-723c-bcff-7b281e705c17)
- `prov:wasDerivedFrom`: [evidence from https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-493-13](https://ontology.bommaritollc.com/id/01a0d565-d045-70e2-a68e-a39d8b7fa1d2)
- `schema:isPartOf`: [1939 PA 21](https://ontology.bommaritollc.com/id/01a0d565-1fbd-7494-b1e9-867bacbf5312)
- `schema:legislationIdentifier`: MCL 493.13
- `schema:legislationJurisdiction`: [Michigan](https://ontology.bommaritollc.com/id/01a0ca47-57ff-7219-9e2f-cdc1b39bd0fa)
- `schema:legislationLegalForce`: [schema:InForce](https://schema.org/InForce)
- `schema:legislationType`: [MCL section](https://ontology.bommaritollc.com/vocab/leg/mclSection)
- `schema:name`: Limitation on amount of loan and interest charge; obligation under more than 1 loan contract; computation and payment of charges; loan processing fee; fees; amount other than or in excess of charges permitted by act; penalties; “open-end credit” defined.
- `schema:url`: [https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-493-13](https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-493-13)
- `skos:prefLabel`: MCL 493.13

## Pointing here

- `eli:amends`:
  - [1947 PA 130](https://ontology.bommaritollc.com/id/01a0d565-3a1a-75d2-92b9-65fe43f8cbb2)
  - [1963 PA 103](https://ontology.bommaritollc.com/id/01a0d565-3a1a-75d2-92b9-6609e329cdba)
  - [1971 PA 168](https://ontology.bommaritollc.com/id/01a0d565-3a16-7544-b820-26c2e080526a)
  - [1978 PA 528](https://ontology.bommaritollc.com/id/01a0d565-3a14-719a-babd-f606c499df50)
  - [1991 PA 14](https://ontology.bommaritollc.com/id/01a0d565-3a16-7544-b820-26cd9ee4d6d3)
  - [1994 PA 142](https://ontology.bommaritollc.com/id/01a0d565-3a1c-7295-9b7b-5c65e5f16e8d)
  - [1995 PA 165](https://ontology.bommaritollc.com/id/01a0d565-3a1c-7295-9b7b-5c70eb5d0362)
  - [1996 PA 184](https://ontology.bommaritollc.com/id/01a0d565-3a19-7599-99a1-ed4a2528cd74)
  - [2001 PA 270](https://ontology.bommaritollc.com/id/01a0d565-3a15-7634-afae-34302a486439)
- `schema:legislationChanges`:
  - [HB 5161 (2025-2026)](https://ontology.bommaritollc.com/id/01a0d569-c22e-7497-b4a7-858bf3c39731)

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