# MCL 445.1301

MCL 445.1301, “Finance charges”, is an MCL section of [1965 PA 332](https://ontology.bommaritollc.com/id/01a0d565-251f-767d-a2ee-27a1ce97c66e) (Home Improvement Finance Act); in force.

IRI: <https://ontology.bommaritollc.com/id/01a0d566-3c64-7628-b348-2ad081ccfd7a>

Within: [1965 PA 332](https://ontology.bommaritollc.com/id/01a0d565-251f-767d-a2ee-27a1ce97c66e) › [1965 PA 332, Part 3](https://ontology.bommaritollc.com/id/01a0e4d7-fdae-720b-82c8-c92c5a12bc0e)

Type: [schema:Legislation](https://schema.org/Legislation)

- `adms:identifier`: [mcl-object mcl-445-1301](https://ontology.bommaritollc.com/id/01a0d566-3c64-7628-b348-2adff6b5145e)
- `prov:wasDerivedFrom`:
  - [evidence from https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-1301](https://ontology.bommaritollc.com/id/01a0d566-3c64-7628-b348-2acfce5d82aa)
  - [evidence from https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-1301](https://ontology.bommaritollc.com/id/01a0e4d8-5dd8-71ca-8a6b-6748e0f8196e)
- `schema:isPartOf`:
  - [1965 PA 332](https://ontology.bommaritollc.com/id/01a0d565-251f-767d-a2ee-27a1ce97c66e)
  - [1965 PA 332, Part 3](https://ontology.bommaritollc.com/id/01a0e4d7-fdae-720b-82c8-c92c5a12bc0e)
- `schema:legislationIdentifier`: MCL 445.1301
- `schema:legislationJurisdiction`: [Michigan](https://ontology.bommaritollc.com/id/01a0ca47-57ff-7219-9e2f-cdc1b39bd0fa)
- `schema:legislationLegalForce`: [schema:InForce](https://schema.org/InForce)
- `schema:legislationType`: [MCL section](https://ontology.bommaritollc.com/vocab/leg/mclSection)
- `schema:name`: Finance charges.
- `schema:url`: [https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-1301](https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-1301)
- `skos:prefLabel`: MCL 445.1301

## Elsewhere

- [Official page](https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-445-1301) (www.legislature.mi.gov)

## Pointing here

- Its cites, from (5; `eli:cites`):
  - [MCL 445.1303](https://ontology.bommaritollc.com/id/01a0d566-3c70-72e9-840c-ddea1b650ea0)
  - [MCL 445.1305](https://ontology.bommaritollc.com/id/01a0d566-3c71-70fb-ba23-b7809c942d5c)
  - [MCL 445.1306](https://ontology.bommaritollc.com/id/01a0d566-3c59-750f-9a0f-fe800a9a79c0)
  - [MCL 445.1307](https://ontology.bommaritollc.com/id/01a0d566-3c63-73d1-a9da-6d59013f2725)
  - [MCL 445.1309](https://ontology.bommaritollc.com/id/01a0d566-3c6e-7288-89f6-89991b6665b9)
- Amended by (3; `eli:amends`):
  - [1980 PA 406](https://ontology.bommaritollc.com/id/01a0d565-5155-71f4-a2dd-12cee84a1e2a)
  - [1983 PA 13](https://ontology.bommaritollc.com/id/01a0d565-5156-7016-bbf3-357f0a2d9001)
  - [1988 PA 429](https://ontology.bommaritollc.com/id/01a0d565-5156-7016-bbf3-358abd51416f)

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Cite as: MCL 445.1301. bc-ontology, release 0.1.0-rc15, 2026-09-28. https://ontology.bommaritollc.com/id/01a0d566-3c64-7628-b348-2ad081ccfd7a
Release 0.1.0-rc15, graph hash 90961d0d6b29954f5f0257ebc2d1d12c6ce580def6a2f45cbf04d248aa879e72.